Jumbo Mortgage Rates
The average jumbo rate is 6.95% for loans above $766,550.The average jumbo rate is 6.95% for loans above $766,550.
Updated April 1, 2026
What Is a Jumbo Mortgage?
A home loan exceeding the FHFA conforming limit ($766,550 in most areas). Requires 700+ credit, 10-20% down, DTI under 43%, and 6-12 months cash reserves.
Frequently Asked Questions
What is the conforming loan limit?
$766,550 in most areas, up to $1,149,825 in high-cost areas.
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