Getting a Mortgage With Bad Credit
Options for borrowers with lower credit scores.Your Options
FHA loans accept 500+ credit scores. VA loans have no official minimum. Tips: pay down cards to under 30% utilization, dispute errors, become an authorized user, avoid new applications.
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Bad Credit Mortgage
Frequently Asked Questions
What credit score do I need?
FHA: 500+ (10% down) or 580+ (3.5% down). Conventional: 620+. VA: No official minimum.
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