VA Mortgage Rates

VA Mortgage Rates

The average VA rate is 6.15% today — no down payment.

The average VA rate is 6.15% today — no down payment.

Updated April 1, 2026

Product Rate APR Change Payment
VA 30-Year 6.15% 6.42% ▼ 0.05% $2,441/mo
VA 15-Year 5.65% 5.9% ▼ 0.03% $3,297/mo

What Are VA Loans?

Guaranteed by the U.S. Department of Veterans Affairs. No down payment, no PMI, and competitive rates for eligible veterans and active-duty service members.

Frequently Asked Questions

Who is eligible?

Veterans with 90+ days wartime service, active-duty with 90+ days, National Guard/Reserve with 6+ years, and eligible surviving spouses.

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