15-Year Fixed Mortgage Rates

15-Year Fixed Mortgage Rates

The average 15-year fixed rate is 5.99% today.

The average 15-year fixed rate is 5.99% today.

Updated April 1, 2026

Product Rate APR Change Payment
15-Year Fixed 5.99% 6.05% ▼ 0.02% $3,375/mo
15-Year (Points) 5.75% 5.95% ▼ 0.01% $3,321/mo

What Is a 15-Year Fixed Mortgage?

Pay off your home in half the time with a lower rate. Higher monthly payments but save $100,000+ in total interest.

Frequently Asked Questions

Who should get a 15-year mortgage?

Those who can afford higher payments and want to build equity faster while saving on total interest.

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